This New Year, take stock of your personal finances and make some new year's resolutions to help you achieve your financial goals. We've rounded up six resolution ideas to get you started. Remember: the secret to a successful new year's resolution is specificity! Whatever goals you decide to make, be sure you outline them clearly and completely. 1. Set Specific Monthly Savings Goals Rather than making a general commitment to save "more" this year, be specific and realistic with your goals. You're more likely to commit to your plan if you know exactly how much money you are saving, where you're cutting back your budget and how those savings will be stored and spent. 2. Stop Renting, Start Lo…